Happy-hour minimums, tab culture, and late-night volume packed into a few peak hours a night.
Processes $18B+ annually across hospitality, gaming, retail, and e-commerce. Uses volume across multiple acquiring banks and processors to hold rates down, with dedicated low- and high-risk placement — a strong fit for nightlife, bottle service, and other verticals generic processors flag by default.
Network PartnerThe default POS layer for a large share of independent restaurants, bars, and service businesses — integrated terminals, tip and split-check handling, and same-day settlement built for high-frequency, card-present volume.
Network PartnerAuthorised electronic money institution offering card acquiring, open banking, and multi-currency settlement, with acquiring experience across iGaming, forex, and other regulated high-risk categories — relevant for nightlife and bottle-service venues that get flagged elsewhere.
The pricing model on your statement matters more than the headline rate. Here's how the two structures actually behave at real hospitality volume.
We look at volume, average ticket, card mix, and the specific risk profile of bars & lounges — then route the business to whichever partner in our network is actually built for that combination, not a generic one-size-fits-all account.
Bar tab pre-authorizations held too long or released too fast, creating walk-out exposure.
Yes. A properly structured transition runs the new processor in parallel before fully cutting over, so there's no gap in accepting payment.
Tell us about your bar and we'll match you with the partner in our network built for your volume, vertical, and risk profile.